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本澳男子涉巨額電腦詐騙及清洗黑錢就逮
2025年4月28日，本局接獲檢察院轉交一宗由警察總局轄下金融情報辦公室檢舉的懷疑清洗黑錢案。案情顯示，兩間本澳銀行向金融情報辦公室舉報，指有商戶透過POS終端機，受理55筆綁定海外信用卡的手機移動支付可疑交易，涉款205,658澳門元，共涉及39張海外信用卡。由於大部分交易時間非營業時段，懷疑涉及犯罪。
本局清洗黑錢罪案調查處經串併分析涉案信用卡、商戶及交易資料，鎖定一名涉案本澳男子。調查發現，該男子透過名下三間業務分別為咖啡店、食品加工廠及餐飲發展的公司，向四間本澳銀行申請POS終端機作業務收款之用。
2024年11月至2025年1月期間，上述POS機共進行311筆海外信用卡的手機移動支付可疑交易，其中213筆不成功（涉款288萬澳門元），98筆成功（涉款623,253澳門元），當中10筆（涉款246,214澳門元）已被發卡銀行提出交易爭議。該等交易均在夜間或凌晨非營業時段，由該名男子虛構交易內容，自行操作POS機進行。
涉案款項623,253澳門元已全數被檢舉銀行結算並轉入涉案商戶帳戶，其後被該名男子提現及轉帳，本局正跟進資金流向。
本局人員於2026年7月8日上午，到該名男子位於北區的住所及涉案公司進行搜索，並將其帶返本局調查。
本局根據調查所得，以電腦詐騙（相當巨額）及清洗黑錢等罪將涉案男子移送檢察院偵辦。
Local man arrested for computer fraud of massive amount and money laundering
A suspected case of money laundering filed by the Financial Intelligence Office of Unitary Police Service was transferred from the Public Prosecutions Office to the Judiciary Police on 28th April 2026. Case information suggested that two banks had filed a complaint at the Financial Intelligence Office that some merchants had used POS machines to accept 55 suspicious transactions linked to overseas credit cards made with mobile payments, involving MOP 205,658 and 39 overseas credit cards. Crime was suspected as most transactions had been made outside business hours.
Upon parallel analyses on the involved credit cards, merchants and transaction information, the Anti-Money Laundering Division of the Judiciary Police identified the involved local man, who was found to have applied for POS machines at four local banks for receiving business funds for his three businesses, respectively a café, a food processing plant and a catering service company.
Between November 2024 and January 2025, the said POS machines were used for 311 suspicious transactions of mobile payments with overseas credit cards, 213 of which were unsuccessful (involving MOP 2.88 million) and 98 successful (involving MOP 623,253). Card-issuing banks had filed transaction disputes for 10 of the transactions, which had been made by the man, using POS machines on his own, with fake transaction contents outside business hours during the night or early morning.
All the involved MOP 623,253 had been settled by the reporting banks and deposited into the accounts of the involved merchants. The amount had been withdrawn and transferred by the man since then. The Judiciary Police is tracking the whereabouts of the funds.
On the morning of 8th July 2026, the Judiciary Police searched the man’s residence and involved companies in the northern district and took him in for investigation.
Based on investigative findings, the involved man was transferred to the Public Prosecutions Office for the charges of fraud (considerably huge amount) and money laundering.